Licensed Financial Solutions Agency · All 50 States

Protect what you’ve built.Plan with confidence.Prosper without fear.

TruePath Life Solutions helps individuals, families, and business owners build a financial plan around real numbers, not pressure. Life insurance, retirement strategies, and legacy planning sourced from A+ rated carriers and matched to your life, not a quota.

A+ rated carriers No obligation Approved in minutes to days
Janelle Tyminski, Founder of TruePath Life Solutions
TruePath
Meet the Founder

“I started TruePath because families deserve a clear path forward. A real understanding of their options so they can choose the policy that actually fits their life, not the one that fits someone else’s quota.”

Janelle Tyminski
NPN# 21045788
Founder · Independent Insurance Broker
Licensed to Serve Clients in All 50 States

Our Mission

To guide our clients with integrity and expertise, helping them create a secure tomorrow for themselves and the ones they love.

What We Offer

Coverage for every stage of life.

Everything TruePath offers falls under three goals: protecting what you have, planning what’s next, and growing what you’ve built.

Protect

Coverage built so the people, and the property, that depend on you are never left exposed.

  • Term Life Insurance
  • Whole Life Insurance
  • Final Expense
  • Mortgage Protection

Plan

Strategies that turn this year’s income into next decade’s stability, with flexibility built in as life, and business, changes.

  • Indexed Universal Life (IUL)
  • Retirement Planning
  • SBA Loan Collateral Assignments

Prosper

Tools designed to grow what you’ve built into income you can count on, for as long as you need it.

  • Annuities
Interactive Tool

How much coverage do you actually need?

Adjust the sliders for an instant estimate based on the DIME method (Debt, Income, Mortgage, Education), the same needs analysis used by financial professionals.

DIME Method

Compare Common Methods

DIME method (this tool) $875,000
10× income rule of thumb $600,000
Income replacement only $600,000

Your Family’s Plan

Sample protection snapshot
Coverage amount
$500,000
Monthly premium
from $28/mo
Term length
20 years
Living benefits
Included
Medical exam
Often not required
★ A-rated carriers only
Annual Income $60,000
Years of Income to Replace 10 yrs
Mortgage Balance $180,000
Other Debts $20,000
Education Fund for Kids $50,000
Existing Savings & Insurance $25,000
Recommended Coverage
$875,000
Book a Call for Real Quotes

Estimates only. Your actual premium depends on age, health, and product. On your free call, a licensed TruePath agent pulls live quotes from A+ rated carriers.

Simple Process

Every plan starts with one conversation.

No paperwork on the first call, just a clear sense of where you are and where you want to be.

01

Discovery Call

We talk through where you are, what worries you, and what you’re working toward. No pitch, just questions.

02

Your Custom Plan

Your TruePath agent maps coverage and strategy options from A+ rated carriers, matched to your goals and your budget.

03

Protect & Activate

Once you’re confident, we put the plan in place, paperwork handled, every question answered.

Client Stories

Real families. Real peace of mind.

What it feels like to finally have a plan built around your numbers, not a sales quota.

★★★★★
“Janelle walked us through every option without a single sales pitch. For the first time we understood exactly what we were paying for, and why.”
Maria & David R.Term Life · New York
★★★★★
“I thought coverage meant a medical exam and weeks of waiting. She found us a simplified-issue policy that was approved the same week.”
Karen S.Final Expense · Florida
★★★★★
“As a business owner I needed coverage that could double as loan collateral. TruePath built a plan around my real numbers, not a template.”
James P.Indexed Universal Life · Texas
50States Licensed
18+Carrier Partners
A+Rated Carriers Only
$0Obligation, Ever
No Cost · No Obligation

Book your free quote call.

Tell us about your situation and pick a time that works. Your TruePath agent shows up with real quotes. You decide from there.

  • Honest review of what you have and what you actually need
  • Side-by-side quotes from multiple A-rated carriers, real numbers, not estimates
  • Clear answers about living benefits, riders, and pricing
  • Zero obligation, keep the plan even if you don’t buy
(518) 795-8446
Call or text Janelle directly, Mon to Sat, 9am to 7pm ET

Book My Free Quote Call

Takes about 60 seconds. You’ll get a confirmation by text and email.

Tell us about you
Pick a time on my calendar Open My Calendar →

🔒 Your information is never sold. Need to reschedule? One text is all it takes.

Our Carrier Partners

Top-rated carriers, shopped on your behalf.

Aetna
Aflac
AIG
American Amicable
Americo
Athene
Chubb
Combined Life
Corebridge
Ethos
F&G
Fidelity
Foresters
Instabrain
Mutual of Omaha
National Life Group
TransAmerica
TruStage
& more

Carrier availability varies by state and product. All carriers listed are A-rated or higher.

For Agents · Agent Hub

Are you a life insurance agent looking to grow?

TruePath equips independent agents with top carrier contracts, real training, and a team that actually helps, not just recruits. Whether you’re already licensed or just curious, there’s a place for you here.

What You Get

  • Uncapped earning potential
  • Work on your own terms, remote
  • Full training & contracting
  • Lead support & back-office help
  • A team that has your back
Already Licensed

Licensed Life Insurance Agent (Transfer)

Already licensed and contracted with another agency? Transfer your book and plug into our carrier contracts, lead flow, and back-office support right away.

Commission-Based · Remote · Full Training & Contracting Provided
Apply Now
New to Insurance

Licensed Life Insurance Agent (New)

New to the industry or not licensed yet? We’ll walk you through getting licensed, then train you on products, process, and sales from the ground up.

Entry Level · Commission-Based · Remote · Full Training & Contracting Provided
Apply Now
Leadership

Agency Builder / Team Lead

For experienced agents ready to recruit, train, and lead a team of their own, with overrides on top of personal production.

Leadership · Remote · Overrides + Commission
Apply Now
Good Questions

Answers before you book.

How much does life insurance actually cost?
Less than most people think. A healthy 35-year-old can often get $500,000 of 20-year term coverage for roughly the cost of a streaming subscription per month. Your exact rate depends on age, health, coverage amount, and product type. That’s why we shop A+ rated carriers on your behalf.
Do I need a medical exam?
Often, no. Many carriers we work with offer simplified-issue policies approved from a short health questionnaire, sometimes the same week. If an exam gets you a meaningfully better rate, we’ll tell you and let you decide.
Will applying hurt my credit or take a long time?
No credit check is involved, and many policies can be approved in minutes to days, not weeks, especially with simplified or accelerated underwriting. We’ll know upfront which path fits your situation.
I have coverage through work. Isn’t that enough?
Employer coverage is a great start, but it’s usually only 1 to 2× your salary and disappears if you change jobs. Most families need 10× income or more. A personal policy stays with you no matter where you work.
Does it cost anything to work with TruePath?
No. Our agents are compensated by the insurance carriers, and the price you pay is the same as going direct. You get expert comparison shopping and lifetime service at no added cost.
Is there any obligation when we talk?
None. The first call is a conversation, not a pitch. You’ll walk away with a clearer picture either way.